Free Financial Calculators for Investment and Savings Planning

Free, instant and accurate — explore our full suite of investment, savings, loan and tax calculators to make confident money decisions.

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Pick a calculator to get started — everything you need to plan, project and compare, all in one place.

SIP CalculatorEstimate the maturity value of your monthly SIP investments.Investment SWP CalculatorPlan systematic withdrawals and see how long your corpus lasts.Investment Mutual Fund Lumpsum CalculatorEstimate the returns on your mutual fund investments.Investment XIRR CalculatorFind the annualised return on irregular cash flows.Investment Brokerage CalculatorEstimate brokerage, taxes and charges to find your net trade P&L.Investment Money Doubling CalculatorSee how long to double your money with the Rule of 72.Investment Asset Allocation CalculatorFind your ideal equity-debt mix based on your age.Investment Get to 1 Crore CalculatorSee how long your savings take to reach ₹1 Crore.Investment FIRE CalculatorFind your FIRE number and years to financial independence.Investment Sukanya Samriddhi Yojana CalculatorPlan your daughter's savings under the SSY scheme.Savings PPF CalculatorEstimate the maturity value of your Public Provident Fund.Savings EPF CalculatorProject your Employees' Provident Fund retirement corpus.Savings PF Shortfall CalculatorSee the PF wage-ceiling impact and bridge it with a SIP.Savings FD CalculatorEstimate your fixed deposit maturity value and interest earned.Savings RD CalculatorEstimate your recurring deposit maturity value and interest earned.Savings Monthly Budget CalculatorSplit your income into needs, wants and savings with the 50-30-20 rule.Savings Income Tax CalculatorCompare your tax under the old and new regimes for FY 2025-26.Tax GST CalculatorAdd or remove GST and see the CGST and SGST split instantly.Tax EMI CalculatorCalculate your monthly EMI, total interest and total repayment.Loan Home Affordability CalculatorPlan an affordable home with the 3/20/30/40 rule.Loan

Frequently asked questions about Chola Securities financial calculators

Chola Securities offers 11 free financial calculators across four categories. Investment calculators include the SIP Calculator for monthly systematic investment planning, the Lumpsum Calculator for one-time investment projections, the SWP Calculator for systematic withdrawal planning, and the XIRR Calculator for measuring actual investment returns. Savings calculators include the PPF Calculator, EPF Calculator, SSY Calculator, FD Calculator, and RD Calculator. Loan calculators include the EMI Calculator. Tax calculators include the Income Tax Calculator and GST Calculator. All calculators are free, instant, and available without registration on this page.

A SIP calculator helps you estimate the future value of your monthly mutual fund investments based on your contribution amount, expected annual return, and investment duration. It shows how disciplined monthly investing can grow your wealth over time through the power of compounding. The Chola Securities SIP calculator is free to use on this page.

An EMI calculator helps you estimate the monthly repayment amount for a loan based on the loan amount, interest rate, and repayment tenure. It shows the total interest payable and total repayment amount over the loan period. The Chola Securities EMI calculator is free and available on this page for home loans, personal loans, car loans, and other borrowing needs.

An FD calculator estimates the maturity value of a one-time lump sum deposit made at a fixed interest rate over a chosen tenure. An RD calculator estimates the maturity value of regular monthly deposits made at a fixed interest rate over a chosen period. Both calculators are available free on the Chola Securities calculators page.

XIRR, or Extended Internal Rate of Return, calculates the actual annualised return on investments where cash flows occur at irregular intervals — such as SIP investments made on different dates at different NAVs. It is more accurate than a simple annualised return for mutual fund SIPs and irregular investment schedules. The Chola Securities XIRR calculator is free on this page.

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Once you have run the numbers, start investing across mutual funds, stocks, bonds and more on the Chola Securities app.